Cash Flow & Payouts

How payouts work for low-risk and high-risk merchants, including frequency, speed, and rolling reserves.

Written by Theis Nordahl
Last updated 2026-04-05

Standard Retail (Low Risk) Payouts

  • Payout Frequency: Daily, Weekly (mon-fri) or monthly
  • Transfer Speed: T+1 to T+3 (funds arrive 1-3 days after sale)
  • Security Reserve: 0% rolling reserve for most standard retail businesses

Specialized (High Risk) Payouts

  • Payout Frequency: Daily, Weekly (mon-fri) or monthly
  • Transfer Speed: T+3 to T+7, depending on industry and volume
  • Security Reserve: 0-10% rolling reserve (up to 180 days) to protect against industry-specific chargeback risks

Important Notes

Final payout terms are determined during our fast-track underwriting process. There are no hidden terms and no surprises. The settlement fee is EUR 0.25 per payout/settlement.