Accept Card Payments with Cost+
Accept payments
Learn about supported payment methods, activation, testing, payment status, and refunds.
Cost+ supports card payments (Visa, Mastercard, Amex, Maestro, and V Pay), Apple Pay, Google Pay, and Vipps/MobilePay. Availability depends on your account, market, and acquiring setup. A payment method must be enabled for your account before use.
No, Apple Pay cannot be tested in sandbox/test mode. This is an Apple restriction. To test Apple Pay you need a physical Apple device (iPhone, iPad, or Mac with biometric authentication), a valid card registered in Apple Wallet, and a live (production) Cost+ project account.
Direct card payments support Visa credit/debit, Mastercard credit/debit, Amex credit, Maestro debit, and V Pay debit. The focused Cost+ developer guides list the same networks for Apple Pay and Google Pay. Availability can depend on the customer’s wallet, issuing bank, country, and your account configuration.
3D Secure (3DS) adds an extra layer of authentication to card transactions. When a customer pays, they may be asked to verify their identity through their bank (via SMS code, app notification, or biometric). 3DS is included at no additional cost with Cost+ and helps shift fraud liability away from the merchant. It is automatically applied to card transactions processed through our Hosted Payment Page, but can be excluded or dynamic upon request.